Scope, checks, and local law
Our terms apply to every account action, from login to wallet movement to message consent, and they sit alongside any legal duties that apply in India. Where a rule here and a local rule differ, the local rule controls, and access stays available only where local
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law permits. We may ask for name, phone, payment-route checks, or address proof before we let a change, transfer, or account request move ahead. We can pause access, ask for more details, or close an account if the terms are broken, if the details do not
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match, or if a legal request needs it. We keep records for dispute handling, account support, and audit duties, and we use payment routes such as UPI, Paytm, and PhonePe only as described for permitted regions. If a clause is updated, the current version applies from
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the date shown on the page, and you should read it before you continue.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.